Valuation of Assets in Banking Activities - Current Situation and Solutions
Author(s)
Download Full PDF Pages: 144-151 | Views: 229 | Downloads: 82 | DOI: 10.5281/zenodo.5549779
Abstract
In fact, each Vietnamese commercial bank has a different way of valuing assets, the same asset but each bank gives a different valuation result. The valuation of enterprises is also based only on book and balance sheet data, so it is difficult to accurately determine the true value of the business, especially the value of the business as a bank is even more difficult. Valuation because in addition to tangible assets, there are many intangible assets with great value such as: trademarks, patents, traditional products, reputation of the bank's leadership team... The choice of valuation method Accurate asset price, close to the real value of assets or business value, ensuring the interests of the parties will promote debt settlement, debt assignment, purchase, sale, merger, and consolidation transactions. more favorable conditions and contribute to clearing the frozen real estate credit capital, regenerating capital to supply the economy
Keywords
Valuing assets, bank, Vietnam.
References
i. Summary report on banking activities in 2012 and tasks in 2013.
ii. Report of the Finance - Banking industry in Ho Chi Minh City after 5 years of WTO accession by the State Bank of Ho Chi Minh City.
iii. Tran Viet Anh (2005), “Valuation method for Vietnamese commercial banks”. Workshop document on improving enterprise valuation methods in equitization and transformation of Vietnamese SOEs.
iv. Pham Van Binh (2007), Topic 1, Enterprise Valuation. Document updating knowledge of KTV, Academy of Finance, Hanoi.
v. Le Hoang Hai (2004), Training materials Decree 187 and Circular 06, Department of Corporate Finance, Ministry of Finance, Hanoi.
vi. Dr. Pham Tri Hung and LS. Dang The Duc (2011), M&A merger and acquisition of Vietnamese enterprises, Labor - Social Publishing House.
Cite this Article: