Valuation of Assets in Banking Activities - Current Situation and Solutions
Author(s)
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Abstract
In fact, each Vietnamese commercial bank has a different way of valuing assets, the same asset but each bank gives a different valuation result. The valuation of enterprises is also based only on book and balance sheet data, so it is difficult to accurately determine the true value of the business, especially the value of the business as a bank is even more difficult. Valuation because in addition to tangible assets, there are many intangible assets with great value such as: trademarks, patents, traditional products, reputation of the bank's leadership team... The choice of valuation method Accurate asset price, close to the real value of assets or business value, ensuring the interests of the parties will promote debt settlement, debt assignment, purchase, sale, merger, and consolidation transactions. more favorable conditions and contribute to clearing the frozen real estate credit capital, regenerating capital to supply the economy
Keywords
Valuing assets, bank, Vietnam.
References
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